What These Terms Cover in Indonesia
These Terms & Conditions explain who may open an account, how phone verification works, and what you must do to keep login details private. They also set the rules for deposits, withdrawals, account records, cookies, content access and requests to correct personal details. DANA, OVO, GoPay,
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QRIS, bank transfer and virtual account activity is recorded against the account reference you use, so names and transaction details should match your submitted account information. We may pause an account while checking unusual access or a payment status, then ask you to contact support through
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the available account route. Access and eligibility depend on local law; where local law permits, these terms apply to your use of hki8.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.